Mortgage advice that gets you home.
Friendly advisers who compare mortgages for you, explain every step in plain English and stay with you until the keys are in your hand.
We compare mortgages for you
Lots of lenders compared, so you do not have to.
Whatever your next move, we can help
Pick the one closest to you and we will start there.
Keys in hand
A few examples of the people we help. Sample stories.
First-time buyer? Start here.
Buying your first home involves a lot of paperwork. Tick off what you already have and we will help with the rest.
Tick off what you already have.
- Smaller deposits may be possibleAsk us what options could suit your situation.
- Get ready before you viewWe can show you what you might be able to borrow before you start viewing.
- Help can changeWe check what you may be eligible for when you speak to us.
Deal ending? Do not drift.
When your mortgage deal ends, your payments may go up. A remortgage lets you switch to a new deal before that happens.
- Pay less each monthA lower rate could free up money each month.
- Fund home improvementsBorrow a little more for your home, if it suits you.
- Change your term or typeShorter, longer or a different deal type. We explain the options.
Play with the numbers
Try some numbers. Everything updates as you type, and nothing is saved or sent anywhere.
Your mortgage
Monthly payment at other rates
RepaymentEach month you pay some interest and some of the loan, so the debt shrinks and is cleared by the end of the term.
- Mortgage amount
- £256,500
- Loan to value
- 90%
- Total interest
- £0
- Total you pay back
- £0
- Still owed after 5 years
- £0
- If rates rose by 2%
- £0 a month
Illustrative only. Real rates, fees and what you can borrow depend on your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your income
Lenders usually base what they offer on your income, then check your outgoings and credit history.
- Combined income
- £42,000
- Borrowing at
- 4.5 times income
- Property price up to
- £214,000
- Roughly a month (example rate, 25 years)
- £0
An estimate to get you started, not an offer. An adviser will check the real figure with you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your current mortgage
Charges and fees can apply when you switch, so we check those first.
- Monthly payment now
- £0
- Monthly payment after switching
- £0
- Saving over two years
- £0
Illustrative only. Assumes repayment mortgages, the same term and no fees.
Your home may be repossessed if you do not keep up repayments on your mortgage.
From first chat to front door
Six simple steps, and we are with you for every one.
Chat
A free, friendly call about your plans, income and budget.
Plan
We work out what you might be able to borrow.
Search
We compare options and show you the best fits, with clear numbers.
Apply
We help you complete the application and paperwork.
Offer
The lender makes an offer and the legal work gets done.
Keys
Completion day. We stay in touch afterwards.
Mortgage advisers who start with you.
Homeward is a friendly team of mortgage advisers. We look at your plans first and then compare your options. Whether it is a first home, a move or a deal about to end, we explain it plainly and stay with you until it is done.
- Wide choiceWe compare lots of options for you.
- Plain EnglishNo jargon, no pressure, and every cost explained up front.
- Here to helpWe stay in touch and are on hand when you need us.
Kind words from new homeowners
Sample reviews. Replace them with your own before you launch.
We had no idea where to start. Everything was explained in plain English and we got there in the end.
They sorted our new deal in good time and it took almost no effort.
Patient, honest and never pushy. They helped my mum without any fuss.
Ask us anything
Tap a question to see our answer. Cannot find yours? Just ask.
Hi there! Tap a question and I will answer it.
Do I have to pay for your advice?
Your first chat is free. We will explain any costs in writing before you commit, so there are no surprises.
Why use a broker instead of my bank?
We compare your options, help with the paperwork and tell you honestly what suits you best.
How much deposit do I need?
It depends on your situation. We will confirm what you need on your free call.
What do I need to bring?
Usually ID, proof of address, proof of income and recent bank statements. We will confirm exactly what you need on your free call.
When should I remortgage?
Ideally a few months before your current deal ends. We will confirm the best timing for you on your free call.
How long does it take?
It depends on your situation. We will give you a clear idea of timings on your free call.
Which areas do you cover?
We help people in Yourtown, Nearbytown and further afield by phone and video.
How do I get started?
Book a free call or get in touch. Tell us a little about your plans and we will take it from there.
Let’s talk about your move
Tell us a little about where you are and we will call you back. No obligation, no pressure.
Call
01234 567 890- A relaxed, friendly chat
- No obligation to go ahead
- Advice by phone, video or in person
Find us
12 Station Road, Yourtown, AB1 2CD
Ready to find your way home?
Book a free, no-obligation call. We will explain your options and what to do next.
- Free first chat
- Wide choice
- Plain English
